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Fixed Rate Mortgages
Fixed rate mortgages are priced by lenders according to SWAP rates. These determine the price at which lenders raise money from the money market. Short and medium term SWAP rates have been rising recently in anticipation of further rate rises, so the costs of fixed rate mortgages have been going up, taking into account future interest rate rises. General opinion is that the money markets have priced in base rate rises to 5.5% already, so the cost of fixed rate mortgages is unlikely to rise muchmore. But remember, fixed rate mortgages offer security to borrowers who can budget with peace of mind. Just spending a few minutes at Secure Finance will put the best offers on Fixed Rate Mortgages at your fingertips.
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